Private beta
Solventical
A personal finance workspace that replaces a spreadsheet.
Solventical brings a household’s bank, card, loan and investment accounts into one place, sorts every transaction into a budget with AI help that you confirm or correct, and turns the result into plain reports: where the money went, what is committed versus discretionary, how much is being saved and where, and how this year compares with last.
It also carries a retirement planner that reads from the same numbers, so the plan is grounded in what the household actually spends rather than a guess.
It was built by its owner for their own household and is used by a small number of invited households. There is no public sign-up. If you have an account, sign in below.
How your data is handled
Account connections use Plaid; Solventical never sees or stores your bank passwords. Each household’s data is isolated at the database level. The site sets standard security headers and requires two-factor sign-in. There is no advertising and no data sharing.
Questions about the site can be sent to the address on the domain’s registration.